---
title: "Monica AI Pricing (2026): Pro, Max, and Advanced Credits | Zemith"
description: "Monica AI pricing, checked 12 November 2026: Free ($0), Pro ($8.30/mo billed yearly), Max ($16.60/mo billed yearly, formerly Unlimited) and Ultra ($82.90/mo billed yearly). The real cost of Advanced Credits explained."
url: "https://www.zemith.com/en/learn/monica-pricing"
datePublished: "2026-10-19"
dateModified: "2026-11-12"
content_type: "text/markdown"
---

[Learn](https://www.zemith.com/en/learn) / Monica AI pricing

# Monica Max costs $16.60/mo billed yearly, but agents, Deep Research and video burn separate Advanced Credits.

By Kevin · Every price checked on monica.im/pricing on 12 November 2026

Monica AI's plans start at Free ($0), Monica Pro ($8.30 a month billed yearly at $99), Monica Max (formerly Unlimited, $16.60 a month billed yearly at $199), and Ultra ($82.90 a month billed yearly at $995) (checked 12 November 2026). Advanced models are capped at 200 queries a month on Pro, and even on Max, Deep Research, slides, Image Studio, Browser Operator and image and video generation draw from a separate pool of Advanced Credits (1,500 on Pro, 4,500 on Max, 20,000 on Ultra). By comparison, Zemith Plus provides 1.5M transparent unified credits for $15.99 a month with zero model restrictions.

## Zemith Plus replaces two-tier quota systems with 1.5M transparent unified credits for $15.99/mo.

- Plus is $15.99/month ($179.88/year) for 1.5M monthly credits across GPT, Claude, Gemini, Grok, DeepSeek, Qwen and Perplexity Sonar.
- Professional is $29.99/month ($299.88/year) with 3M credits, Claude Opus, GPT 6 Sol & Astra, Gemini 4 Argon, and background Cloud agents.
- Every model and tool draws from the same unified credit pool, no separate 'Advanced Credits' wall when using flagship reasoning.
- Includes Creative Studio with Flux 2, Nano Banana, Veo 3.1 and Kling without paying for separate image or video packages.

- **Monica Max + Add-ons:** ~$26.60/mo (_Monica Max $16.60/mo + $10/4,000 Advanced Credit pack_)
- **Zemith Plus:** $15.99/mo (_1.5M credits · All flagship chat models + Creative Studio + Library_)

[Start free on Zemith](https://www.zemith.com/app) (Free plan · $0 today · Cancel anytime)

## At every tier, here is what Monica AI costs versus Zemith.

Published US prices and plan allowances as of 12 November 2026.

| Tier | Monica Plan | Zemith Equivalent | Monthly Savings on Zemith |
| --- | --- | --- | --- |
| **Free tier** (Quick casual browser queries) | $0/mo (Free tier: strictly throttled basic queries) | $0/mo (1,100 credits/day, 4 fast models, no card required) | $0 |
| **Everyday individual / Pro** (Multi-model chat + basic tools) | $8.30/mo billed yearly, $99/yr (Monica Pro, 200 advanced queries/month) | $15.99/mo (Zemith Plus: 1.5M credits, GPT, Claude, Gemini, Grok + Creative Studio) | Matches price while adding full Creative Studio, Library & Office files |
| **Heavy user & agents** (High-volume reasoning & background workflows) | $16.60/mo billed yearly (Monica Max) or $82.90/mo billed yearly (Ultra), plus Advanced Credit top-ups | $29.99/mo (Zemith Professional: 3M credits, Claude Opus, GPT 6 Sol, 35 Cloud agents) | Save up to $52.91/mo vs Monica Ultra with true background automation |

## Our verdict: Monica's 'Unlimited' tier comes with an asterisk, while Zemith Plus provides honest transparent pricing.

- Monica Pro is $8.30/mo ($99/yr) and Max (formerly Unlimited) is $16.60/mo ($199/yr), but Deep Research, agents and creative tools draw from separate Advanced Credits that need top-ups.
- Zemith Plus is $15.99/month (or $179.88/year) with 1.5M credits covering all flagship models, Creative Studio, Library, and downloadable Office files.
- Zemith Professional is $29.99/month with 3M credits and scheduled Cloud agents, costing less than half of Monica Ultra ($82/mo).
- Explore our complete [Multi-model AI chat platform](https://www.zemith.com/en/features/multi-model-ai-chat), or read what real users say about Monica below.

## Frequently asked questions about Monica AI pricing.

### How much does Monica AI cost per month in 2026?

As of November 2026, Monica AI offers a Free tier ($0), Monica Pro ($8.30/mo billed yearly at $99), Monica Max (formerly Unlimited, $16.60/mo billed yearly at $199) and Ultra ($82.90/mo billed yearly at $995). Advanced Credits are 1,500 on Pro, 4,500 on Max and 20,000 on Ultra.

### What is the difference between Monica standard queries and Advanced Credits?

Standard queries power lighter, everyday models. On Pro, advanced models are capped at 200 queries a month; on Max and Ultra they are unlimited, but Deep Research, slides, Image Studio, Browser Operator and AI image/video generation draw from Advanced Credits (1,500 on Pro, 4,500 on Max, 20,000 on Ultra), so heavy users still run out and need top-ups.

### Why is Zemith Plus a better value than Monica Max?

Zemith Plus costs $15.99/month ($14.99/mo billed yearly) and gives you 1.5M credits that can be spent on any model or feature without artificial tiers. It also includes full-screen FocusOS, cloud file generation (DOCX, PPTX, XLSX), 50-source study notebooks, and Creative Studio image and video tools.

## Replace confusing credit tiers with one honest Zemith plan starting at $0 today.

[See Zemith plans](https://www.zemith.com/pricing)

## Read these next to compare the other tools.

- [Monica AI reviews: ratings and top user complaints](https://www.zemith.com/en/learn/monica-review)
- [The best Monica AI alternatives in 2026, ranked](https://www.zemith.com/en/learn/monica-alternatives)
- [Multi-model AI chat: GPT, Claude, Gemini and Grok in one app](https://www.zemith.com/en/features/multi-model-ai-chat)
- [Zemith vs Poe: multi-model platforms compared](https://www.zemith.com/en/products/zemith-vs-poe)
- [Zemith vs ChatGPT, feature by feature](https://www.zemith.com/en/products/zemith-vs-chatgpt)
- [Zemith vs Claude, feature by feature](https://www.zemith.com/en/products/zemith-vs-claude)