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The best Abacus.AI ChatLLM alternatives in 2026, compared on price, credits and built-in tools.
By KevinEvery plan and price checked on 14 November 2026
Abacus.AI ChatLLM is popular because $10 a month buys Claude Opus 5.5, GPT 6.1 Sol, Gemini 4 Carbon, image and video models and an AI agent in one app. People look for alternatives when the 20K monthly credits run short, when the 75% usage message holds the last quarter until the final week, or when Basic's 3 agent tasks a month aren't enough. Zemith Plus ($15.99/mo) is our pick: 1.5M monthly credits, your own OpenAI, Anthropic and Google keys for chats that use no credits, and Creative Studio, deep research and Office files built in. Poe, ChatGPT, TypingMind and 1min.AI each win on one thing, and we say which below.
Zemith#1 Pick
Zemith is the ChatLLM alternative that pairs credits with your own API keys and a full creative studio.
- Plus is $15.99/month with 1.5M credits for GPT, Claude, Gemini, Grok, DeepSeek, Qwen and Kimi; no part of your monthly credits is held back until the last week.
- Add your own OpenAI, Anthropic or Google key on Plus or Pro: those chats bill to your provider account and use no Zemith credits, and a key unlocks Claude 5.5 Opus on Plus. Tools such as web search and image generation still use credits.
- Deep research with cited reports, finished Word, PowerPoint, Excel and PDF files, plugins with approval, and Creative Studio (Nano Banana, Flux 2, Veo 3.1, Kling, Seedance 2.5, plus Director, Product Studio and Ad Maker).
- Native iOS and Android apps and the web app, a Free plan with 1,100 credits a day, and top-ups from $10 for 800k credits that never expire.
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Free plan · $0 today · Web, iOS & Android
GPT, Claude, Gemini, Grok and DeepSeek in one chat; providers with your key run on that key, everything else on credits.
Why people look for an Abacus.AI ChatLLM alternative.
Credits are paced across the month.
“You can use the last 25% on the last week of your subscription”Abacus.AI billing FAQ, Official answer to "What is this 75% usage message?", Checked 14 Nov 2026
On ZemithYour monthly Zemith credits are all available from the first day, top-ups never expire, and chats on your own OpenAI, Anthropic or Google key don't use credits at all.
Agent and video use is capped on Basic.
“Limited Abacus AI Agent access (3 tasks of limited complexity)”Abacus.AI billing FAQ, Official Basic tier limits, Checked 14 Nov 2026
On ZemithZemith Plus has no monthly cap on deep research runs, sandbox file jobs or Creative Studio video; each uses credits, and a deep research run is a published 100,000 credits.
Every workspace tool included in one subscription.
Nano Banana, Flux 2, Veo 3.1, Kling and Seedance 2.5 in Creative Studio, with an exact credit quote before each generation.
Get finished work, not just answers.
Ask once and get docs, slides, sheets and PDFs that are ready to send.
Hand off the busywork.
Cloud tasks keep working while you're away, on a schedule if you like.
Learn from any file.
Turn PDFs, links and YouTube videos into podcasts, quizzes, flashcards and mind maps.
Stay in flow.
Keep chats, notes and whiteboards open side by side in FocusOS, and switch without losing your place.
Connects to the apps you already use.
Notion, Linear, Canva, Airtable and more. It asks before it creates or changes anything.
Talk to it. Show it your screen.
Real-time voice that can see your camera or screen.
Build it once. Run it anytime.
Chain models and tools on a visual canvas, from one prompt to a finished promo video.
Put routine work on autopilot.
Briefings, reports and reminders run on a schedule and are ready when you need them.
Turn any recording into notes.
Upload a meeting or lecture and get a timestamped transcript you can summarize in one click.
Listen on the go.
Turn docs and notes into natural audio, in many voices.
Use the best model for each job.
GPT, Claude, Gemini, Grok, DeepSeek and more in one chat. Switch whenever you like.
Top Abacus.AI ChatLLM alternatives compared side by side (November 2026).
Public US prices and listed features, checked 14 November 2026. Credit and point systems differ between apps and can't be compared one to one.
| Tool | Paid price | How usage is counted | What it adds or lacks |
|---|---|---|---|
1. Zemith Credits and your own keys in one app | Plus $15.99/mo · Pro $29.99/mo (Free: 1,100 credits a day) | 1.5M or 3M monthly credits, no weekly hold; OpenAI, Anthropic and Google chats can run on your own key; top-ups never expire | Deep research, Office files, Creative Studio images and video, plugins, Library projects, Cloud agents on Pro; web, iOS and Android |
2. Poe Big bot catalogue | From $49.99/yr (10K points a day); 660K points a month for $199.99/yr; up to $2,499.99/yr | Compute points per message, set by each bot | Thousands of bots, including image and video bots, and group chats |
3. ChatGPT OpenAI's own app | Go $8/mo · Plus $20/mo · Pro from $100/mo | Message and feature limits per plan | OpenAI models only; no Claude, Gemini or Grok |
4. TypingMind One-time licence for your keys | $39, $79 or $99 one-time; API usage extra | You pay each provider per token with your own keys | Cheap over time for pure chat; no hosted models or video studio |
5. 1min.AI Low-cost credit bundle | Pro from $6.50/mo, Business from $10/mo (yearly billing) | 1M or 2M monthly bonus credits that roll over; extra credits from $0.67 per million | Cheapest monthly ticket here; check how fast premium models and media use credits |
Straico No longer available | Shut down in July 2026 | None: plans can't be bought | Its site no longer loads; don't buy a resold lifetime code |
Abacus.AI ChatLLM (for reference) The app you're replacing | Basic $10/user/mo · Pro $20/user/mo | 20K or 30K credits for chat, media and agents; 75% hold; extra 10K credits $10 | AI Agent, Studio video, coding IDE; native iOS and Android apps |
Our verdict: pick Zemith if you want credits you can plan around, your own keys and real creative tools.
- If price is all that matters, ChatLLM Basic ($10) and 1min.AI are cheaper than Zemith Plus, and TypingMind's one-time licence pays off if you only chat on your own keys.
- If you want 1.5M credits with no weekly hold, your OpenAI, Anthropic and Google keys next to them, deep research, Office files and Creative Studio's Director, Product Studio and Ad Maker, Zemith Plus at $15.99 covers it in one app on web, iPhone and Android.
- Zemith's honest limits: it takes OpenAI, Anthropic and Google keys only, tools still use credits, and Cloud agents need Pro at $29.99.
- See how model switching works in one chat on Zemith multi-model AI chat.
Questions people ask about Abacus.AI ChatLLM alternatives.
What is the best alternative to Abacus.AI ChatLLM in 2026?
Zemith Plus ($15.99/month) for most people: 1.5M monthly credits for GPT, Claude, Gemini, Grok and more, your own OpenAI, Anthropic and Google keys for chats that use no credits, and deep research, Office files and Creative Studio built in, on web, iOS and Android.
Is there a cheaper alternative to ChatLLM?
Few apps beat $10 for this many models. 1min.AI starts at $6.50 a month billed yearly, Poe's smallest plan is $49.99 a year, and TypingMind is a one-time $39 to $99 if you bring your own API keys. Zemith Plus costs more at $15.99, with 1.5M credits and the option to pay for chats with your own key.
Which alternative lets me use my own API key?
Zemith (Plus or Pro) takes OpenAI, Anthropic and Google keys next to its credits; those chats are billed by the provider and use no Zemith credits, while tools such as web search and image generation still use credits. TypingMind runs entirely on your own keys.
Is Straico still a good ChatLLM alternative?
No. Straico shut down in July 2026 and its website no longer loads, so its plans and lifetime deals can't be used.
Does Zemith have mobile apps like ChatLLM?
Yes. Both have native iPhone and Android apps. Zemith's phone apps include chat, deep research, Creative Studio, live voice and your own API keys, plus on-device offline chat that is free on every plan.
Try Zemith free: every top model, your own keys and the tools in one app.
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Article by Kevin · Founder at Zemith
Founder of Zemith, the all-in-one AI workspace built for people who use GPT, Claude, Gemini, Grok and Creative Studio every day.
I spend my weeks testing model releases, pricing structures and real document, research and creative workflows across Web, iOS and Android.